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<p><strong>Credit Cards</strong></p>
<p> <img title="USANA Payment Methods" src="https://www.buynutritionals.sg/img/cms/paymentmethods.png" alt="USANA Payment Methods" width="264" height="51" style="border:0px;" /></p>
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<h4><span><br />As you process your payment with www.buynutritionals.sg you will be taken to Sage Pay's Secure Payment area. Here you will be asked for all of your payment information. Once you have provided this, Sage Pay will start to process the payment, for additional security you may be prompted to enter a Verified by Visa password, MasterCard Secure Code or Amex Safe Key through the 3DSecure payment system requirements.</span></h4>
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<p>The information you provide on the payment area is passed to your financial institution for verification, once this happens the payment will either be approved of declined. Once a payment has been approved it will then go through secondary check with staff at Buy Nutritionals Direct reviewing information such as email, delivery and invoice address and contact telephone numbers. If at any point during this process staff find any discrepancies they will contact you to discuss the issues.</p>
<p>The money is then deducted from your account by a secondary partner agency Elavon. Elavon will only deduct or refund any amounts as authorized by the customer or Buy Nutritionals Direct. If Buy Nutritionals Direct authorize a refund for any other reason than customer dissatisfaction we can charge up to 3% for website orders and up to 5% for telephone orders administration fee. Along with this S$10.00 will be deducted from the order to pay for returning products which have not been delivered. If a refund is processed for any other reason than customer dissatisfaction then original shipping charges will be deducted as well.</p>
<p><strong><br />Security</strong><br />You can shop at www.buynutritionals.sg with confidence. We have partnered with Sage Pay, a leading provider of electronic payment processing solutions to accept credit cards and electronic check payments safely and securely for our customers. <br /><br /><br /><br />The company adheres to strict industry standards for payment processing, including:</p>
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<p class="Bullets">All transaction information passed between Buy Nutritionals Direct and Sage Pay’s systems is encrypted using 128-bit SSL certificates. No cardholder information is ever passed unencrypted and any messages sent to your servers from Sage Pay are signed using MD5 hashing to prevent tampering. You can be completely assured that nothing you pass to Sage Pay’s servers can be examined, used or modified by any third parties attempting to gain access to sensitive information.</p>
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<p class="Bullets">Once your data is on Sage Pay systems, all sensitive data is secured using the same internationally recognised 256-bit encryption standards used by, among others, the US Government. The encryption keys are held on state-of-the-art, tamper proof systems in the same family as those used to secure VeriSign's Global Root certificate, making them all but impossible to extract. The data we hold is extremely secure and we are regularly audited by the banks and banking authorities to ensure it remains so.</p>
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<h4>Internal security at Sage Pay</h4>
<p class="style7">Sage Pay is controlled by Iris Scanners, which are the latest and most precise biometric security devices available for identification. As used by; chemical plants, airports, police stations, prisons and other facilities where security is paramount. No one can enter or leave the building without a valid security pass.</p>
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<h4 class="style7">Staff validation<br /><span style="font-weight:normal;background-color:#f2f2f2;">All employees at Sage Pay are Criminal Records Bureau (CRB) checked prior to employment and no unauthorized individual has access to or is able to decrypt transaction information or cardholder data. Our systems only allow access to our most senior staff and only in extenuating circumstances (such as investigations of Card Fraud by the Police). All transaction information and customer card information is secure even from our own employees.</span></h4>
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<p><strong><br />Payment by credit card:<br /></strong>The payment amount is authorized by your financial institution at the time you place your order and the money is then deducted, your credit card billing statement will show as "<strong>BUY NUTRITIONALS DIRECT LCANTERBURY GB</strong>".</p>
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<p><span><strong>Currency<br /></strong>All our product prices are in Singapore Dollars (S$).</span></p>
<p><span>Other Currencies Accepted through Sage Pay are Pounds Stirling (GBP) &amp; Euro's (EUR) - please call +65 3158 4523 to discuss payment options in GPB or EUR.</span></p>
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